Comprehensive Motorhome Insurance with Safeguard
Unlike Caravan Insurance, Motorhome Insurance is a legal requirement for everyone who owns a motorhome. At Safeguard, we have over 30 years’ experience in selling Motorhome and Campervan Insurance so we look forward to helping our customers find the right insurance for their needs.
Getting an insurance quote for your motorhome from Safeguard is quite simple. You'll need the following details to hand:
Safeguard includes UK and European breakdown cover from the AA (for motorhomes less than 20 years old) and EU cover is included as standard for any EU road trips, 365 days a year. This includes providing roadside assistance, towage and garage repairs up to the value of £250 for motorhomes up to 3.5 tonnes, and up to the value of £2,000 for vehicles above 3.5 tonnes.
Safeguard insurer partners can also provide emergency accommodation and alternative travel arrangements if the vehicle cannot be repaired in your destination country. (All subject to terms and conditions as set out in the Motorhome Insurance policy documentation).
Yes, you can accrue No Claims Bonus with your Safeguard Motorhome Insurance policy. This can sometimes then be transferred to other Motor Insurance policies if required. You'll need to check with your new insurer to confirm that they'll accept motorhome No Claims Bonus discounts.
Safeguard may also provide a mirrored discount to customers who are not transferring earned NCB to the motorhome and have NCB in their name currently on a private or company car – this is subject to claims history of course.
The current minimum age for insuring a motorhome with Safeguard is 21 and the maximum age (for new customers) is 79. Once the customer is insured with Safeguard there's no upper limit for renewal. Other insurers may only insure drivers over the age of 25.
There is no difference in the cover/benefits provided by Safeguard for both campervans and motorhomes; the only difference could be the rating that the insurer provides for the vehicle. For example one insurer may rate the vehicle on size/dimensions where as another may rate the vehicle purely on the engine size.
Anyone with a full UK driving licence can drive a motorhome up to 3500Kg. In order to drive a motorhome over 3500Kg the driver must have passed their test before 1st January 1997 and is therefore able to drive a vehicle up to 7500Kg. If the driver passed their test after 1st January 1997, a special test would need to be taken to enable them to drive this weight of motorhome – the same applies to anyone wishing to drive a vehicle over 7500Kg.
Unfortunately, Safeguard Motorhome Insurance cannot be suspended over the winter months. Motorhome Insurance is a legal requirement and even though the vehicle may not be in use, it's still important that your motorhome is insured for risks such as storm damage or theft.
Safeguard doesn't offer a short term or temporary Motorhome Insurance policy. Our Motorhome Insurance policy is valid for 12 months so you can take off in your motorhome at any time throughout the year knowing that you'll be covered.