Home Fees and Charges

What will you pay us for our services?

The table below shows the charges applicable at the time of issuing.

Type of transactionService chargeNotes
Arrangement of your new policy, quoted and completed over the telephone and via our website£35.00 
Policy renewal£35.00 
Any changes to existing policies

Agent Assisted - £30.00

My Account - £15.00

Where a transaction results in a premium refund being due to you, that refund will be reduced by any service charge and any other sums owing in respect of the policy
Cancellations within the 'cooling off' period£25.00Not charged if the policy is cancelled prior to the commencement date of your policy
Cancellations after the 'cooling off' period£40.00This charge applies for the duration of your policy
Direct Debit defaults£25.00We offer credit through Close Brothers Premium Finance. Full details of their charges will be provided by any credit agreement and pre contract information by the credit provider 

Where a transaction would result in a refund to you or a payment you owe to us of less than £1, due to the cost of processing, this amount will be retained by us as an additional service charge or written off. 

Please refer to policy wording for details of the cancellation and other fees and charges your insurer may also apply.