We can arrange cover for your static caravan
Your static caravan is probably one of your most significant investments. Unlike Motorhome Insurance, Static Caravan Insurance is not a legal requirement but having it can protect you in a number of ways.
Underwritten by KGM Underwriting Services Limited, Safeguard Static Caravan Insurance includes:
Your Static Caravan Insurance policy will be created to suit your individual needs and requirements. The cost of your premium will be subject to the level of cover you take out, the value of your caravan and its contents plus your claims history.
Safeguard Static Caravan Insurance covers your contents and belongings against theft or attempted theft, flood, storm and accidental or malicious damage. Plus, if your static caravan is damaged beyond repair, you’ll be able to replace it with a new one if you've selected that level of cover. (Two levels of cover are available, new for old and market value)
Safeguard Static Caravan Insurance insures the following:
If you rely on renting out your static caravan for an income and it becomes uninhabitable, you’re covered for loss of rent with Safeguard, up to 20% of the total sum insured and for no more than 30 days.
At Safeguard, we understand that you may not use your static caravan all year round, so, if your caravan is unoccupied for over 48 hours between 1st November to 31st March and the water system is turned off, you will still be covered.
Although it is not a requirement to have Contents Insurance, a Safeguard policy does offer contents cover up to £10,000 which covers loss or damage to contents and personal effects including articles of personal use, clothing, luggage and general household goods contained within your caravan with a single article limit of £500.
Unfortunately, Safeguard does not offer EU cover for static caravans.
Most Caravan Insurance policies do not allow a static caravan to be used as a permanent home due to local authority laws restricting the number of months in which a static caravan can be continually occupied. Occupation on a leisure site is usually capped at around nine to 10 months. For this reason, Safeguard does not cover static caravans for permanent residency.
Safeguard Park Home Insurance does allow you to insure your static caravan as your permanent residence, you can find out more by visiting our Park Home page.
Safeguard provide flood cover for static caravans in certain areas within the UK. Restrictions will apply within the first seven days of commencement of your policy.
Safeguard Static Caravan Insurance provides hire and reward cover with different options available and some endorsements may apply dependant on level of cover selected. For example, if you rent out your caravan for an income and it becomes uninhabitable, you’re covered for loss of rent through your Safeguard policy.