Your campervan is more than a vehicle. For many owners, it is a home away from home that offers the freedom to explore the UK and beyond at your own pace. Whether you're planning coastal escapes, countryside adventures or extended European tours, Safeguard Campervan Insurance is designed to cover the way campervans are actually used.
Why choose Safeguard Campervan Insurance?
Your policy is made to protect not only your campervan itself, but also the contents, accessories and lifestyle that come with ownership.
Safeguard Campervan Insurance includes protection for:
- Accidental damage
- Fire damage
- Theft and attempted theft
- Legal liability
- Personal belongings carried within the campervan
- Permanently fitted equipment and accessories
- Windscreen and glass damage
- Emergency accommodation and travel xpenses
- UK and European travel within policy territorial limits
- Recovery and delivery costs following insured damage
- Optional Protected No Claims Bonus
- Breakdown assistance cover
- Drivers legal protection
All cover is subject to policy terms, conditions, exclusions and applicable limits.
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Protection for your Campervan
A campervan represents a significant investment, which is why Safeguard provides protection against a range of insured events.
Under Safeguard Campervan Insurance, cover is available for loss of or damage to your campervan caused by:
- Accidental damage
- Fire
- Theft
- Attempted theft
- Malicious damage
Your policy covers your campervan up to its insured market value, subject to the terms of the policy. Your cover can also include reasonable recovery costs and transportation of the vehicle following repair where applicable.
For qualifying vehicles, Safeguard may provide a new-for-old replacement if the campervan is stolen or damaged beyond economical repair, subject to age, mileage, ownership and policy conditions.
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Cover for Permanently Fitted Equipment and Accessories
Many (if not all) campervans include fitted features that make travelling comfortable and convenient.
Here at Safeguard, we recognise the value of these features by covering permanently fitted equipment and approved accessories as part of the insured vehicle value. This includes fitted audio and visual equipment, fixtures and accessories that form part of the campervan.
Examples of items that may be covered include:
- Permanently fitted audio equipment
- Fixed entertainment systems
- Integrated fixtures and fittings
- Approved accessories declared to Safeguard
Owners should ensure any significant modifications or additions are disclosed to Safeguard so that appropriate cover can be considered.
Contents cover for your home away from home
One of the biggest differences between a campervan and a standard car or van is the amount of personal property your typically carry around with you.
Safeguard campervan insurance includes contents cover for personal belongings kept within the campervan, helping protect the items that support life on the road.
Your policy includes:
- Contents cover up to £3,000 in total
- Specific limits for valuables
- Single article limit of £500 for individual items
Certain items are excluded or restricted under the policy, including:
- Cash
- Business equipment
- Some electronic devices and specialist items
- Property left unsecured contrary to policy requirements
To maintain theft protection, Safeguard requires the campervan to be securely locked with all windows and doors closed when unattended and the keys removed from the vehicle.
Legal Liability Cover
Safe and responsible driving remains an important part of campervan ownership as it does with any vehicle.
Campervan insurance includes legal liability cover for you and authorised drivers where there is legal responsibility for:
- Injury to another person
- Death of another person
- Damage to third-party property
Your policy also provides legal representation costs in certain circumstances, including costs associated with inquests or legal proceedings arising from an insured incident, subject to the policy terms.
Windscreen and glass Cover
A damaged windscreen can quickly disrupt a touring holiday.
Cover for repair or replacement of damaged glass is included, helping to get you back on the road as quickly as possible.
The cover includes:
- Windscreen repair
- Windscreen replacement
- Other vehicle glass replacement
- Resulting scratched bodywork caused by glass breakage where covered under the policy
Policy excesses and limits apply, and customers should refer to their schedule and policy wording for full details.
Emergency accommodation and travel expenses
Travel plans can change quickly following an accident or insured event.
Policies includes support for emergency accommodation and travel expenses in qualifying situations, helping reduce disruption when your campervan cannot be used following an insured loss.
Cover is subject to the limits, conditions and circumstances specified in the policy.
Medical Expenses Cover
Medical expenses are covered up to the limits stated within the policy wording and schedule. Policyholders should review the full documentation for the applicable benefits and restrictions.
UK and European Travel Cover
Your campervan insurance provides the cover required by law when travelling within the territorial limits specified by the policy, including journeys across much of Europe.
For eligible journeys, Safeguard's cover allows owners to enjoy touring holidays while benefiting from the protection provided by their policy.
Before travelling abroad:
- Check territorial limits.
- Review trip duration allowances.
- Ensure the vehicle remains taxed and roadworthy.
- Verify documentation requirements.
- Contact Safeguard regarding any non-standard travel plans where necessary.
By checking every item on this list, this helps to make sure you're covered under your policy throughout your journey.
Breakdown Assistance Through Safeguard
A breakdown can be particularly disruptive when travelling, especially if you’re miles away from your home and your trusted garage. UK and European breakdown assistance is included specifically for leisure vehicle owners. Depending on the level of cover selected, benefits may include:
UK Breakdown Assistance
- 24-hour roadside assistance
- Home assistance
- National recovery
- Onward travel support
- Multiple callouts (Five callouts per policy, per year) during the period of cover, subject to policy limits
European Breakdown Assistance
- Roadside assistance abroad
- Alternative travel arrangements
- Emergency accommodation support
- Vehicle repatriation to the UK where eligible
- Assistance when repairs cannot be completed locally
Some additional benefits worth knowing
Depending on the cover selected, Safeguard may also provide access to:
- Protected No Claims Bonus (optional)
- Consumer dispute assistance
- Identity fraud support services
- 24-hour legal advice services available to eligible policyholders
Get a quote
We make it easy to get a quote for your campervan insurance. Simply follow our three-step process.
1
Tell us a bit about you
We’ll ask for some details like your name, date of birth, and contact details. We’ll also ask whether you’ve made any claims in the last few years.
2
Tell us about your campervan
We need to know as much about your campervan as we can try to find a suitable quote for your needs. We’ll ask for things like your campervan’s make and model, as well as how it’s being used, and what kind of security features it has.
3
Tell us what cover you need
Tailor your policy by telling us what level of cover you need. That way, you’ll be compensated accurately should anything happen to it while you’re covered under a Safeguard policy.
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Frequently Asked Questions
Campervan Insurance includes cover for accidental damage, fire, theft, attempted theft, legal liability, permanently fitted accessories, contents, glass damage, and recovery costs, subject to policy terms and limits.
Contents cover is provided up to £3,000. A maximum of £500 applies to any one item (including valuables), and valuables are subject to an overall limit of £500. Exclusions, restrictions and policy terms apply.
Yes. Safeguard Campervan Insurance provides cover within the territorial limits specified by your policy, allowing you to travel throughout eligible European destinations.
Yes, permanently fitted accessories, fixtures and approved audio visual equipment as part of the insured vehicle value, subject to policy conditions.
Yes, Safeguard offers an optional Protected No Claims Bonus feature. Customers should review the policy schedule and terms to understand how protection applies following a claim.
Other products we offer
Campervan Conversion Insurance
Campervan conversion insurance from Safeguard: specialist campervan Insurance covering campervans, quirky conversions and self-builds.
Learn more about Campervan Conversion Insurance
Caravan Insurance
Protect your static or touring caravan, and the memories that come with it. With Safeguard Caravan Insurance, you can get cover for weather damage, contents insurance, public liability cover, EU cover for touring caravans, and much more.
Learn more about Caravan Insurance
Park Home Insurance
While similar to standard Home and Contents Insurance, our Park Home Insurance policies are specifically designed for legislation relating to detached, bungalow-style homes built on pitches.
Learn more about Park Home InsuranceCustomer information
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